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Call it a recap!


We have traveled together through the 7 baby steps. Today I will recap them for you. This way you can reference them as you go on your journey.

The Baby Steps:

  1. Save $1,000 as quickly as possible. Don’t hesitate do it now ASAP. Sell some stuff if you need to. Sell so much stuff the pets and the kids think they are next.

  2. Pay off your debt using the debt snowball method. In other words pay off your debts smallest to largest regardless of interest rates. Once you pay of the small one use that money to tackle the other debts until you’re done.

  3. Once debt free build up your emergency fund up to 3-6 months of your monthly expenses. That way emergencies no longer become emergencies.

  4. Save 15% of your income towards retirement. At this step you begin to create a legacy.

  5. Save for college. Give your kids if you can the head start they need. Teach them to get a debt free degree!

  6. Pay off the house early. There is no reason you can’t pay off your house early if you follow the plan. Imagine not having a house payment. Imagine owning your house free and clear.

  7. Build Wealth and give. At this stage you are creating a legacy that will out live you. You are doing this for your family and God’s glory and honor.

Knowledge is power and now you have a plan. What you do with it is totally up to you!


If you have questions don’t hesitate to ask here. Take charge of your money!


Your biggest cheerleader on social media,


Gio Marin


P.S. Day 335 please pray for the 7.2 million goal for 2020

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