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The Game Plan



Imagine going into war without a strategy to defeat the enemy. Imagine a football team not formulating a game plan to defeat their opponent. Remember your wedding, the purchase of your first home, or a great vacation? Remember all the planning it took for those important events? Planing is a way of life and those that plan the best have the best results. In any endeavor if you, “fail to plan, you plan to fail.” Most people have a plan for most of their life, except for one of the most important aspect, their money. We don’t talk about it, we don’t seek advice and yet most of us can use the help. The statistics tell us that only 39% of Americans can cover a $1,000 dollar emergency without borrowing money. That is sad. Now let me ask you another question.

Where are you when it comes to retirement savings? Look at the chart:


The truth is that these numbers on the chart are scary. Each age range is well below where they should be. But where should you be depending on your age bracket? It depends on your goals and what you are trying to achieve at retirement. It is answers to these type of questions that a financial coach can help you with. However, you might not be in a position to start saving for retirement. How do you know? If you are heavily in debt getting out of it should be your priority. What is the best way to get out of debt? Once again coaching can help you formulate a plan to help you get out of debt as quickly as possible. Having a plan can make all the difference. Below is a 7 step plan that has made a difference in my life and my clients.


1. $1,000 emergency fund

2. Eliminating all debt except for the mortgage

3. 3-6 months emergency fund

4. 15% of your income towards retirement

5. College fund

6. Pay off house early

7. Build wealth and give more.


These 7 steps can transform your family tree for generations to come but it must start with you. Set up a no obligation discovery call today!

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