Three things for the win!

Did you do your assessment? Do you have life insurance? Do you have a will?

Those three things will cover up a multitude of financial sins as your start your financial journey. If you die now full of debt at least your family will be protected.

What does it say about yourself if you refuse to cover the basic financial needs of your family? Do you care? Tough questions to ponder? Tough questions need to be asked and you are the only one that can answer them. The man or woman in the mirror is responsible.

Let me tell you where we are headed. In the coming days and weeks we will talk about a basic 7 step financial plan to get you debt free and thriving. We will talk about kids and money. We will talk about marriage and money, saving for retirement. You can retire a millionaire but you have to be intentional. It is never too late to start and never too early to start either.

Let me share a proud daddy moment. This past weekend my little Hannah Larie returned her own tithe and offering. For the last two weeks she is doing certain chores around the house that earn her money. One of those chores is doing her and her sisters laundry from start to finish (more details when we get to the lessons on kids and money). Needless to say she was proud of returning her tithe and offering this past week at church. Don’t underestimate how important this is in building sound financial principles in her life. Listen to this quote:

“Let every youth and every child be taught, not merely to solve imaginary problems, but to keep an accurate account of his own income and outgoes. Let him learn the right use of money by using it. Whether supplied by their parents or by their own earnings, let boys and girls learn to select and purchase their own clothing, their books, and other necessities; and by keeping an account of their expenses, they will learn, as they could learn in no other way, the value and the use of money.” Ellen G. White

These lessons learned early on will prepare them to inherit the money Larie and I will leave behind. It will help them to learn the value of work. It will instill in them the sense of responsibility. Had I known these from the start I would be further along myself. I’ll finish with two bible verse. One of the verses is well known and often repeated. The other verse that follows it no one has ever told me what it is without looking it up. If we can teach our kids the second verse along with the first how much better would the be in the long run?

Prov. 22:6 Train up a child in the way he should go,

Even when he is old he will not depart from it.

Prov. 22:7 The rich rules over the poor,

And the borrower becomes the lender’s slave.

I will teach myself and my kids not be slaves! What about you?

If you have questions don’t hesitate to ask here. Take charge of your money!

Your biggest cheerleader on the web!

Gio Marin


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